Strategic Health Management Corp. has been a recognized leader in LTCI product development and marketing since 1986. The company provides consulting services to insurance companies and distributors in LTC, CI and Combo insurance products.

SHM core competencies include:

• Extensive executive management experience, consisting of product line management, risk management, reinsurance, and marketing and sales through various distribution channels.

• All aspects of actuarial services, focusing on product development, as well as reserving, block evaluation, expert witness, experience review, and financial analysis.

• Product innovations, including a proprietary pricing methodology that makes quality benefits significantly more affordable compared to current approaches. This can be incorporated into existing products, as well as those under development.

SHM's goal is to assist insurers in gaining a competitive advantage by providing superior LTCI and CII benefits, either as stand-alone products or in combination with life, health, or annuity products.

SHM clients include major LTC, life, and health insurers, and distributors such as brokerage MGAs and sponsored market specialists. SHM also works with state insurance departments and other regulatory and industry groups through participation in various LTCI advisory committees.